Istoricul dobânzilor — Refinanțare

Evoluția DAE și a dobânzii nominale pentru fiecare finanțator, pe baza versiunilor de ofertă colectate și verificate de pipeline. Datele istorice au caracter informativ.

ING Bank — Refinantare credite externe - ING Personal cu Asigurare de Viata - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	14.05%	0.00%
2026-09-27	14.05%	0.00%
2026-09-28	14.05%	0.00%
2026-09-28	14.05%	0.00%
2026-09-28	14.05%	0.00%
2026-09-28	14.07%	0.00%
2026-09-28	14.07%	0.00%
2026-09-28	14.07%	0.00%
2026-09-29	14.07%	0.00%
2026-09-29	14.13%	0.00%
2026-09-30	14.10%	16.49%
2026-09-30	14.10%	16.49%
2026-10-01	14.10%	19.00%
2026-10-01	14.10%	19.00%
2026-10-01	14.16%	19.07%
2026-10-07	14.17%	19.08%
2026-10-08	14.17%	19.08%
2026-10-09	14.06%	18.95%
2026-10-09	14.00%	18.88%
2026-10-10	14.00%	18.88%
2026-10-11	14.00%	18.88%
2026-10-11	14.00%	18.88%
2026-10-11	14.00%	18.88%
2026-10-12	14.00%	18.88%
2026-10-12	14.00%	18.88%
2026-10-13	14.00%	18.88%
2026-10-14	14.02%	18.90%
2026-10-15	13.97%	18.85%
2026-10-15	13.97%	18.85%
2026-10-15	13.98%	0.00%
2026-10-16	13.98%	0.00%
2026-10-16	13.98%	0.00%
2026-10-16	13.97%	0.00%
2026-10-17	13.97%	18.85%
2026-10-18	13.97%	18.85%
2026-10-19	13.97%	18.85%
2026-10-20	13.94%	18.81%

Garanti BBVA — Virare venit - Refinantare - Credit de nevoi personale cu dobanda fixa - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	9.00%	0.00%
2026-09-27	9.00%	0.00%
2026-09-27	9.00%	0.00%
2026-09-28	9.00%	0.00%
2026-09-28	9.00%	0.00%
2026-09-28	9.00%	0.00%
2026-09-28	9.00%	0.00%
2026-09-28	9.00%	0.00%
2026-09-28	9.00%	0.00%
2026-09-29	9.00%	0.00%
2026-09-29	9.00%	0.00%
2026-09-30	9.00%	15.78%
2026-09-30	9.00%	15.78%
2026-10-01	9.00%	15.78%
2026-10-01	9.00%	15.78%
2026-10-01	9.00%	15.78%
2026-10-07	9.00%	15.78%
2026-10-08	9.00%	15.78%
2026-10-09	9.00%	15.78%
2026-10-09	9.00%	15.78%
2026-10-10	9.00%	15.78%
2026-10-11	9.00%	15.78%
2026-10-11	9.00%	15.78%
2026-10-11	9.00%	15.78%
2026-10-12	9.00%	15.78%
2026-10-12	9.00%	15.78%
2026-10-13	9.00%	15.78%
2026-10-14	9.00%	15.78%
2026-10-15	9.00%	15.78%
2026-10-15	9.00%	15.78%
2026-10-15	9.00%	0.00%
2026-10-16	9.00%	0.00%
2026-10-16	9.00%	0.00%
2026-10-16	9.00%	0.00%
2026-10-17	9.00%	15.78%
2026-10-18	9.00%	15.78%
2026-10-19	9.00%	15.78%
2026-10-20	9.00%	15.78%

Garanti BBVA — Virare venit - Refinantare - Credit de nevoi personale - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	9.76%	0.00%
2026-09-27	9.76%	0.00%
2026-09-27	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-29	9.76%	0.00%
2026-09-29	9.76%	0.00%
2026-09-30	9.76%	16.94%
2026-09-30	9.76%	16.94%
2026-10-01	9.76%	16.94%
2026-10-01	9.76%	16.94%
2026-10-01	9.76%	17.00%
2026-10-07	9.76%	17.01%
2026-10-08	9.76%	17.01%
2026-10-09	9.76%	16.89%
2026-10-09	9.76%	16.83%
2026-10-10	9.76%	16.83%
2026-10-11	9.76%	16.83%
2026-10-11	9.76%	16.83%
2026-10-11	9.76%	16.83%
2026-10-12	9.76%	16.83%
2026-10-12	9.76%	16.83%
2026-10-13	9.76%	16.83%
2026-10-14	9.77%	16.85%
2026-10-15	9.77%	16.79%
2026-10-15	9.77%	16.79%
2026-10-15	9.77%	0.00%
2026-10-16	9.77%	0.00%
2026-10-16	9.77%	0.00%
2026-10-16	9.77%	0.00%
2026-10-17	9.77%	16.79%
2026-10-18	9.77%	16.79%
2026-10-19	9.77%	16.79%
2026-10-20	9.77%	16.76%

Garanti BBVA — Virare venit - Credit de nevoi personale / Refinantare - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	9.76%	0.00%
2026-09-27	9.76%	0.00%
2026-09-27	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-28	9.76%	0.00%
2026-09-29	9.76%	0.00%
2026-09-29	9.76%	0.00%
2026-09-30	9.76%	16.94%
2026-09-30	9.76%	16.94%
2026-10-01	9.76%	16.94%
2026-10-01	9.76%	16.94%
2026-10-01	9.76%	17.00%
2026-10-07	9.76%	17.01%
2026-10-08	9.76%	17.01%
2026-10-09	9.76%	16.89%
2026-10-09	9.76%	16.83%
2026-10-10	9.76%	16.83%
2026-10-11	9.76%	16.83%
2026-10-11	9.76%	16.83%
2026-10-11	9.76%	16.83%
2026-10-12	9.76%	16.83%
2026-10-12	9.76%	16.83%
2026-10-13	9.76%	16.83%
2026-10-14	9.77%	16.85%
2026-10-15	9.77%	16.79%
2026-10-15	9.77%	16.79%
2026-10-15	9.77%	0.00%
2026-10-16	9.77%	0.00%
2026-10-16	9.77%	0.00%
2026-10-16	9.77%	0.00%
2026-10-17	9.77%	16.79%
2026-10-18	9.77%	16.79%
2026-10-19	9.77%	16.79%
2026-10-20	9.77%	16.76%

Garanti BBVA — Refinantare - Credit de nevoi personale cu dobanda fixa - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	12.75%	0.00%
2026-09-27	12.75%	0.00%
2026-09-27	12.75%	0.00%
2026-09-28	12.75%	0.00%
2026-09-28	12.75%	0.00%
2026-09-28	12.75%	0.00%
2026-09-28	12.75%	0.00%
2026-09-28	12.75%	0.00%
2026-09-28	12.75%	0.00%
2026-09-29	12.75%	0.00%
2026-09-29	12.75%	0.00%
2026-09-30	12.75%	19.90%
2026-09-30	12.75%	19.90%
2026-10-01	12.75%	19.90%
2026-10-01	12.75%	19.90%
2026-10-01	12.75%	19.90%
2026-10-07	12.75%	19.90%
2026-10-08	12.75%	19.90%
2026-10-09	12.75%	19.90%
2026-10-09	12.75%	19.90%
2026-10-10	12.75%	19.90%
2026-10-11	12.75%	19.90%
2026-10-11	12.75%	19.90%
2026-10-11	12.75%	19.90%
2026-10-12	12.75%	19.90%
2026-10-12	12.75%	19.90%
2026-10-13	12.75%	19.90%
2026-10-14	12.75%	19.90%
2026-10-15	12.75%	19.90%
2026-10-15	12.75%	19.90%
2026-10-15	12.75%	0.00%
2026-10-16	12.75%	0.00%
2026-10-16	12.75%	0.00%
2026-10-16	12.75%	0.00%
2026-10-17	12.75%	19.90%
2026-10-18	12.75%	19.90%
2026-10-19	12.75%	19.90%
2026-10-20	12.75%	19.90%

Garanti BBVA — Refinantare - Credit de nevoi personale - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	11.77%	0.00%
2026-09-27	11.77%	0.00%
2026-09-27	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-29	11.77%	0.00%
2026-09-29	11.77%	0.00%
2026-09-30	11.77%	19.15%
2026-09-30	11.77%	19.15%
2026-10-01	11.77%	19.15%
2026-10-01	11.77%	19.15%
2026-10-01	11.77%	19.22%
2026-10-07	11.77%	19.23%
2026-10-08	11.77%	19.23%
2026-10-09	11.77%	19.11%
2026-10-09	11.77%	19.04%
2026-10-10	11.77%	19.04%
2026-10-11	11.77%	19.04%
2026-10-11	11.77%	19.04%
2026-10-11	11.77%	19.04%
2026-10-12	11.77%	19.04%
2026-10-12	11.77%	19.04%
2026-10-13	11.77%	19.04%
2026-10-14	11.78%	19.06%
2026-10-15	11.78%	19.01%
2026-10-15	11.78%	19.01%
2026-10-15	11.78%	0.00%
2026-10-16	11.78%	0.00%
2026-10-16	11.78%	0.00%
2026-10-16	11.78%	0.00%
2026-10-17	11.78%	19.01%
2026-10-18	11.78%	19.01%
2026-10-19	11.78%	19.01%
2026-10-20	11.78%	18.98%

Garanti BBVA — Credit de nevoi personale / Refinantare - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	11.77%	0.00%
2026-09-27	11.77%	0.00%
2026-09-27	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-28	11.77%	0.00%
2026-09-29	11.77%	0.00%
2026-09-29	11.77%	0.00%
2026-09-30	11.77%	19.15%
2026-09-30	11.77%	19.15%
2026-10-01	11.77%	19.15%
2026-10-01	11.77%	19.15%
2026-10-01	11.77%	19.22%
2026-10-07	11.77%	19.23%
2026-10-08	11.77%	19.23%
2026-10-09	11.77%	19.11%
2026-10-09	11.77%	19.04%
2026-10-10	11.77%	19.04%
2026-10-11	11.77%	19.04%
2026-10-11	11.77%	19.04%
2026-10-11	11.77%	19.04%
2026-10-12	11.77%	19.04%
2026-10-12	11.77%	19.04%
2026-10-13	11.77%	19.04%
2026-10-14	11.78%	19.06%
2026-10-15	11.78%	19.01%
2026-10-15	11.78%	19.01%
2026-10-15	11.78%	0.00%
2026-10-16	11.78%	0.00%
2026-10-16	11.78%	0.00%
2026-10-16	11.78%	0.00%
2026-10-17	11.78%	19.01%
2026-10-18	11.78%	19.01%
2026-10-19	11.78%	19.01%
2026-10-20	11.78%	18.98%

ING Bank — Virare venit - Refinantare credite externe - ING Personal fara Asigurare de Viata cu dobanda fixa - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	12.29%	13.34%
2026-10-01	12.29%	13.34%
2026-10-01	12.29%	13.34%
2026-10-07	12.99%	14.13%
2026-10-08	12.99%	14.13%
2026-10-09	12.99%	14.13%
2026-10-09	12.99%	14.13%
2026-10-10	12.99%	14.13%
2026-10-11	12.99%	14.13%
2026-10-11	12.99%	14.13%
2026-10-11	12.99%	14.13%
2026-10-12	12.99%	14.13%
2026-10-12	12.99%	14.13%
2026-10-13	12.99%	14.13%
2026-10-14	12.99%	14.13%
2026-10-15	12.99%	14.13%
2026-10-15	12.99%	14.13%
2026-10-15	12.99%	0.00%
2026-10-16	12.99%	0.00%
2026-10-16	12.99%	0.00%
2026-10-16	12.99%	0.00%
2026-10-17	12.99%	14.13%
2026-10-18	12.99%	14.13%
2026-10-19	12.99%	14.13%
2026-10-20	12.99%	14.13%

ING Bank — Virare venit - Refinantare credite externe - ING Personal fara Asigurare de Viata - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	15.05%	0.00%
2026-09-27	15.05%	0.00%
2026-09-28	15.05%	0.00%
2026-09-28	15.05%	0.00%
2026-09-28	15.05%	0.00%
2026-09-28	15.07%	0.00%
2026-09-28	15.07%	0.00%
2026-09-28	15.07%	0.00%
2026-09-29	15.07%	0.00%
2026-09-29	15.13%	0.00%
2026-09-30	15.10%	16.89%
2026-09-30	15.10%	16.89%
2026-10-01	15.10%	16.54%
2026-10-01	15.10%	16.54%
2026-10-01	15.16%	16.61%
2026-10-07	15.17%	16.62%
2026-10-08	15.17%	16.62%
2026-10-09	15.06%	16.49%
2026-10-09	15.00%	16.42%
2026-10-10	15.00%	16.42%
2026-10-11	15.00%	16.42%
2026-10-11	15.00%	16.42%
2026-10-11	15.00%	16.42%
2026-10-12	15.00%	16.42%
2026-10-12	15.00%	16.42%
2026-10-13	15.00%	16.42%
2026-10-14	15.02%	16.45%
2026-10-15	14.97%	16.39%
2026-10-15	14.97%	16.39%
2026-10-15	14.98%	0.00%
2026-10-16	14.98%	0.00%
2026-10-16	14.98%	0.00%
2026-10-16	14.97%	0.00%
2026-10-17	14.97%	16.39%
2026-10-18	14.97%	16.39%
2026-10-19	14.97%	16.39%
2026-10-20	14.94%	16.35%

ING Bank — Virare venit - Refinantare credite externe - ING Personal cu Asigurare de Viata cu dobanda fixa - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	10.79%	14.09%
2026-10-01	10.79%	14.09%
2026-10-01	10.79%	14.09%
2026-10-07	11.49%	14.88%
2026-10-08	11.49%	14.88%
2026-10-09	11.49%	14.88%
2026-10-09	11.49%	14.88%
2026-10-10	11.49%	14.88%
2026-10-11	11.49%	14.88%
2026-10-11	11.49%	14.88%
2026-10-11	11.49%	14.88%
2026-10-12	11.49%	14.88%
2026-10-12	11.49%	14.88%
2026-10-13	11.49%	14.88%
2026-10-14	11.49%	14.88%
2026-10-15	11.49%	14.88%
2026-10-15	11.49%	14.88%
2026-10-15	11.49%	0.00%
2026-10-16	11.49%	0.00%
2026-10-16	11.49%	0.00%
2026-10-16	11.49%	0.00%
2026-10-17	11.49%	14.88%
2026-10-18	11.49%	14.88%
2026-10-19	11.49%	14.88%
2026-10-20	11.49%	14.88%

ING Bank — Virare venit - Refinantare credite externe - ING Personal cu Asigurare de Viata - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	13.55%	0.00%
2026-09-27	13.55%	0.00%
2026-09-28	13.55%	0.00%
2026-09-28	13.55%	0.00%
2026-09-28	13.55%	0.00%
2026-09-28	13.57%	0.00%
2026-09-28	13.57%	0.00%
2026-09-28	13.57%	0.00%
2026-09-29	13.57%	0.00%
2026-09-29	13.63%	0.00%
2026-09-30	13.60%	15.16%
2026-09-30	13.60%	15.16%
2026-10-01	13.60%	17.31%
2026-10-01	13.60%	17.31%
2026-10-01	13.66%	17.38%
2026-10-07	13.67%	17.39%
2026-10-08	13.67%	17.39%
2026-10-09	13.56%	17.26%
2026-10-09	13.50%	17.19%
2026-10-10	13.50%	17.19%
2026-10-11	13.50%	17.19%
2026-10-11	13.50%	17.19%
2026-10-11	13.50%	17.19%
2026-10-12	13.50%	17.19%
2026-10-12	13.50%	17.19%
2026-10-13	13.50%	17.19%
2026-10-14	13.52%	17.22%
2026-10-15	13.47%	17.16%
2026-10-15	13.47%	17.16%
2026-10-15	13.48%	0.00%
2026-10-16	13.48%	0.00%
2026-10-16	13.48%	0.00%
2026-10-16	13.47%	0.00%
2026-10-17	13.47%	17.16%
2026-10-18	13.47%	17.16%
2026-10-19	13.47%	17.16%
2026-10-20	13.44%	17.12%

ING Bank — Refinantare credite externe ING Personal fara Asigurare de Viata cu dobanda fixa - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	12.79%	15.01%
2026-10-01	12.79%	15.01%
2026-10-01	12.79%	15.01%
2026-10-07	13.49%	15.80%
2026-10-08	13.49%	15.80%
2026-10-09	13.49%	15.80%
2026-10-09	13.49%	15.80%
2026-10-10	13.49%	15.80%
2026-10-11	13.49%	15.80%
2026-10-11	13.49%	15.80%
2026-10-11	13.49%	15.80%
2026-10-12	13.49%	15.80%
2026-10-12	13.49%	15.80%
2026-10-13	13.49%	15.80%
2026-10-14	13.49%	15.80%
2026-10-15	13.49%	15.80%
2026-10-15	13.49%	15.80%
2026-10-15	13.49%	0.00%
2026-10-16	13.49%	0.00%
2026-10-16	13.49%	0.00%
2026-10-16	13.49%	0.00%
2026-10-17	13.49%	15.80%
2026-10-18	13.49%	15.80%
2026-10-19	13.49%	15.80%
2026-10-20	13.49%	15.80%

ING Bank — Refinantare credite externe ING Personal fara Asigurare de Viata - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	15.55%	0.00%
2026-09-27	15.55%	0.00%
2026-09-28	15.55%	0.00%
2026-09-28	15.55%	0.00%
2026-09-28	15.55%	0.00%
2026-09-28	15.57%	0.00%
2026-09-28	15.57%	0.00%
2026-09-28	15.57%	0.00%
2026-09-29	15.57%	0.00%
2026-09-29	15.63%	0.00%
2026-09-30	15.60%	18.21%
2026-09-30	15.60%	18.21%
2026-10-01	15.60%	18.21%
2026-10-01	15.60%	18.21%
2026-10-01	15.66%	18.28%
2026-10-07	15.67%	18.29%
2026-10-08	15.67%	18.29%
2026-10-09	15.56%	18.17%
2026-10-09	15.50%	18.10%
2026-10-10	15.50%	18.10%
2026-10-11	15.50%	18.10%
2026-10-11	15.50%	18.10%
2026-10-11	15.50%	18.10%
2026-10-12	15.50%	18.10%
2026-10-12	15.50%	18.10%
2026-10-13	15.50%	18.10%
2026-10-14	15.52%	18.12%
2026-10-15	15.47%	18.06%
2026-10-15	15.47%	18.06%
2026-10-15	15.48%	0.00%
2026-10-16	15.48%	0.00%
2026-10-16	15.48%	0.00%
2026-10-16	15.47%	0.00%
2026-10-17	15.47%	18.06%
2026-10-18	15.47%	18.06%
2026-10-19	15.47%	18.06%
2026-10-20	15.44%	18.03%

ING Bank — Refinantare credite externe - ING Personal cu Asigurare de Viata cu dobanda fixa - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	11.29%	15.77%
2026-10-01	11.29%	15.77%
2026-10-01	11.29%	15.77%
2026-10-07	11.99%	16.57%
2026-10-08	11.99%	16.57%
2026-10-09	11.99%	16.57%
2026-10-09	11.99%	16.57%
2026-10-10	11.99%	16.57%
2026-10-11	11.99%	16.57%
2026-10-11	11.99%	16.57%
2026-10-11	11.99%	16.57%
2026-10-12	11.99%	16.57%
2026-10-12	11.99%	16.57%
2026-10-13	11.99%	16.57%
2026-10-14	11.99%	16.57%
2026-10-15	11.99%	16.57%
2026-10-15	11.99%	16.57%
2026-10-15	11.99%	0.00%
2026-10-16	11.99%	0.00%
2026-10-16	11.99%	0.00%
2026-10-16	11.99%	0.00%
2026-10-17	11.99%	16.57%
2026-10-18	11.99%	16.57%
2026-10-19	11.99%	16.57%
2026-10-20	11.99%	16.57%

EximBank — Virare venit - Creditul de nevoi personale cu dobanda fixa si asigurare si card de credit si refinantare externa - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	5.99%	0.00%
2026-09-27	5.99%	0.00%
2026-09-27	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-29	5.99%	0.00%
2026-09-29	5.99%	0.00%
2026-09-30	5.99%	7.59%
2026-09-30	5.99%	7.59%
2026-10-01	5.99%	9.14%
2026-10-01	5.99%	9.14%
2026-10-01	5.99%	9.14%
2026-10-07	5.50%	8.61%
2026-10-08	5.50%	8.61%
2026-10-09	5.50%	8.61%
2026-10-09	5.50%	8.61%
2026-10-10	5.50%	8.61%
2026-10-11	5.50%	8.61%
2026-10-11	5.50%	8.61%
2026-10-11	5.50%	8.61%
2026-10-12	5.50%	8.61%
2026-10-12	5.50%	8.61%
2026-10-13	5.50%	8.61%
2026-10-14	5.50%	8.61%
2026-10-15	5.50%	8.61%
2026-10-15	5.50%	8.61%
2026-10-15	5.50%	0.00%
2026-10-16	5.50%	0.00%
2026-10-16	5.50%	0.00%
2026-10-16	5.50%	0.00%
2026-10-17	5.50%	8.61%
2026-10-18	5.50%	8.61%
2026-10-19	5.50%	8.61%
2026-10-20	5.50%	8.61%

BCR — Virare venit - George Credit - refinanțare de la altă bancă - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	5.99%	0.00%
2026-09-27	5.99%	0.00%
2026-09-27	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-28	5.99%	0.00%
2026-09-29	5.99%	0.00%
2026-09-29	5.99%	0.00%
2026-09-30	5.99%	6.45%
2026-09-30	5.99%	6.45%
2026-10-01	5.99%	6.45%
2026-10-01	5.99%	6.45%
2026-10-01	5.99%	6.45%
2026-10-07	5.99%	6.45%
2026-10-08	5.99%	6.45%
2026-10-09	5.99%	6.45%
2026-10-09	5.99%	6.45%
2026-10-10	5.99%	6.45%
2026-10-11	5.99%	6.45%
2026-10-11	5.99%	6.45%
2026-10-11	5.99%	6.45%
2026-10-12	5.99%	6.45%
2026-10-12	5.99%	6.45%
2026-10-13	5.99%	6.45%
2026-10-14	6.29%	6.77%
2026-10-15	6.29%	6.77%
2026-10-15	6.29%	6.77%
2026-10-15	6.29%	0.00%
2026-10-16	6.29%	0.00%
2026-10-16	6.29%	0.00%
2026-10-16	6.29%	0.00%
2026-10-17	6.29%	6.77%
2026-10-18	6.29%	6.77%
2026-10-19	6.29%	6.77%
2026-10-20	6.29%	6.77%

BCR — George Credit - refinanțare de la altă bancă - RON

Evoluția DAE în timp:

2026-09-272026-10-13

Data	Dobândă nominală	DAE
2026-09-27	5.79%	0.00%
2026-09-27	5.79%	0.00%
2026-09-27	5.79%	0.00%
2026-09-28	5.79%	0.00%
2026-09-28	5.79%	0.00%
2026-09-28	5.79%	0.00%
2026-09-28	5.79%	0.00%
2026-09-28	5.79%	0.00%
2026-09-28	5.79%	0.00%
2026-09-29	5.79%	0.00%
2026-09-29	5.79%	0.00%
2026-09-30	5.79%	6.24%
2026-09-30	5.79%	6.24%
2026-10-01	5.79%	6.24%
2026-10-01	5.79%	6.24%
2026-10-01	5.79%	6.24%
2026-10-07	5.79%	6.24%
2026-10-08	5.79%	6.24%
2026-10-09	5.79%	6.24%
2026-10-09	5.79%	6.24%
2026-10-10	5.79%	6.24%
2026-10-11	5.79%	6.24%
2026-10-11	5.79%	6.24%
2026-10-11	5.79%	6.24%
2026-10-12	5.79%	6.24%
2026-10-12	5.79%	6.24%
2026-10-13	5.79%	6.24%

UniCredit Consumer Financing IFN — Virare venit - Creditul de Realizari Personale cu dobanda fixa - refinantare credit extern - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	16.99%	18.38%
2026-10-01	16.99%	18.38%
2026-10-01	16.99%	18.38%
2026-10-07	16.99%	18.38%
2026-10-08	16.99%	18.38%
2026-10-09	16.99%	18.38%
2026-10-09	16.99%	18.38%
2026-10-10	16.99%	18.38%
2026-10-11	16.99%	18.38%
2026-10-11	16.99%	18.38%
2026-10-11	16.99%	18.38%
2026-10-12	16.99%	18.38%
2026-10-12	16.99%	18.38%
2026-10-13	16.99%	18.38%
2026-10-14	16.99%	18.38%
2026-10-15	16.99%	18.38%
2026-10-15	16.99%	18.38%
2026-10-15	16.99%	0.00%
2026-10-16	16.99%	0.00%
2026-10-16	16.99%	0.00%
2026-10-16	16.99%	0.00%
2026-10-17	16.99%	18.38%
2026-10-18	16.99%	18.38%
2026-10-19	16.99%	18.38%
2026-10-20	16.99%	18.38%

UniCredit Consumer Financing IFN — Virare venit - Creditul de Realizari Personale cu dobanda fixa si asigurare - refinantare credit extern - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	15.99%	17.28%
2026-10-01	15.99%	17.28%
2026-10-01	15.99%	17.28%
2026-10-07	15.99%	17.28%
2026-10-08	15.99%	17.28%
2026-10-09	15.99%	17.28%
2026-10-09	15.99%	17.28%
2026-10-10	15.99%	17.28%
2026-10-11	15.99%	17.28%
2026-10-11	15.99%	17.28%
2026-10-11	15.99%	17.28%
2026-10-12	15.99%	17.28%
2026-10-12	15.99%	17.28%
2026-10-13	15.99%	17.28%
2026-10-14	15.99%	17.28%
2026-10-15	15.99%	17.28%
2026-10-15	15.99%	17.28%
2026-10-15	15.99%	0.00%
2026-10-16	15.99%	0.00%
2026-10-16	15.99%	0.00%
2026-10-16	15.99%	0.00%
2026-10-17	15.99%	17.28%
2026-10-18	15.99%	17.28%
2026-10-19	15.99%	17.28%
2026-10-20	15.99%	17.28%

UniCredit Consumer Financing IFN — Creditul de Realizari Personale cu dobanda fixa - refinantare credit extern si asigurare - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	17.99%	19.62%
2026-10-01	17.99%	19.62%
2026-10-01	17.99%	19.62%
2026-10-07	17.99%	19.62%
2026-10-08	17.99%	19.62%
2026-10-09	17.99%	19.62%
2026-10-09	17.99%	19.62%
2026-10-10	17.99%	19.62%
2026-10-11	17.99%	19.62%
2026-10-11	17.99%	19.62%
2026-10-11	17.99%	19.62%
2026-10-12	17.99%	19.62%
2026-10-12	17.99%	19.62%
2026-10-13	17.99%	19.62%
2026-10-14	17.99%	19.62%
2026-10-15	17.99%	19.62%
2026-10-15	17.99%	19.62%
2026-10-15	17.99%	0.00%
2026-10-16	17.99%	0.00%
2026-10-16	17.99%	0.00%
2026-10-16	17.99%	0.00%
2026-10-17	17.99%	19.62%
2026-10-18	17.99%	19.62%
2026-10-19	17.99%	19.62%
2026-10-20	17.99%	19.62%

UniCredit Consumer Financing IFN — Creditul de Realizari Personale cu dobanda fixa - refinantare credit extern - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	18.99%	20.73%
2026-10-01	18.99%	20.73%
2026-10-01	18.99%	20.73%
2026-10-07	18.99%	20.73%
2026-10-08	18.99%	20.73%
2026-10-09	18.99%	20.73%
2026-10-09	18.99%	20.73%
2026-10-10	18.99%	20.73%
2026-10-11	18.99%	20.73%
2026-10-11	18.99%	20.73%
2026-10-11	18.99%	20.73%
2026-10-12	18.99%	20.73%
2026-10-12	18.99%	20.73%
2026-10-13	18.99%	20.73%
2026-10-14	18.99%	20.73%
2026-10-15	18.99%	20.73%
2026-10-15	18.99%	20.73%
2026-10-15	18.99%	0.00%
2026-10-16	18.99%	0.00%
2026-10-16	18.99%	0.00%
2026-10-16	18.99%	0.00%
2026-10-17	18.99%	20.73%
2026-10-18	18.99%	20.73%
2026-10-19	18.99%	20.73%
2026-10-20	18.99%	20.73%

ProCredit Bank — Refinantare externa - Virare venit - Credit de nevoi personale cu dobanda fixa - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	9.40%	10.13%
2026-10-01	9.40%	10.13%
2026-10-01	9.40%	10.13%
2026-10-07	9.40%	10.13%
2026-10-08	9.40%	10.13%
2026-10-09	9.40%	10.13%
2026-10-09	9.40%	10.13%
2026-10-10	9.40%	10.13%
2026-10-11	9.40%	10.13%
2026-10-11	9.40%	10.13%
2026-10-11	9.40%	10.13%
2026-10-12	9.40%	10.13%
2026-10-12	9.40%	10.13%
2026-10-13	9.40%	10.13%
2026-10-14	9.40%	10.13%
2026-10-15	9.40%	10.13%
2026-10-15	9.40%	10.13%
2026-10-15	9.40%	0.00%
2026-10-16	9.40%	0.00%
2026-10-16	9.40%	0.00%
2026-10-16	9.40%	0.00%
2026-10-17	9.40%	10.13%
2026-10-18	9.40%	10.13%
2026-10-19	9.40%	10.13%
2026-10-20	9.40%	10.13%

ProCredit Bank — Refinantare externa - Credit de nevoi personale cu dobanda fixa - RON

Evoluția DAE în timp:

2026-10-012026-10-20

Data	Dobândă nominală	DAE
2026-10-01	11.40%	12.34%
2026-10-01	11.40%	12.34%
2026-10-01	11.40%	12.34%
2026-10-07	11.40%	12.34%
2026-10-08	11.40%	12.34%
2026-10-09	11.40%	12.34%
2026-10-09	11.40%	12.34%
2026-10-10	11.40%	12.34%
2026-10-11	11.40%	12.34%
2026-10-11	11.40%	12.34%
2026-10-11	11.40%	12.34%
2026-10-12	11.40%	12.34%
2026-10-12	11.40%	12.34%
2026-10-13	11.40%	12.34%
2026-10-14	11.40%	12.34%
2026-10-15	11.40%	12.34%
2026-10-15	11.40%	12.34%
2026-10-15	11.40%	0.00%
2026-10-16	11.40%	0.00%
2026-10-16	11.40%	0.00%
2026-10-16	11.40%	0.00%
2026-10-17	11.40%	12.34%
2026-10-18	11.40%	12.34%
2026-10-19	11.40%	12.34%
2026-10-20	11.40%	12.34%

Garanti BBVA — Virare venit - Refinantare - Credit de nevoi personale cu ipoteca cu asigurare - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	8.26%	0.00%
2026-09-27	8.26%	0.00%
2026-09-27	8.26%	0.00%
2026-09-28	8.26%	0.00%
2026-09-28	8.26%	0.00%
2026-09-28	8.26%	0.00%
2026-09-28	8.26%	0.00%
2026-09-28	8.26%	0.00%
2026-09-28	8.26%	0.00%
2026-09-29	8.26%	0.00%
2026-09-30	8.26%	9.29%
2026-09-30	8.26%	9.29%
2026-10-01	8.26%	9.29%
2026-10-01	8.26%	9.29%
2026-10-01	8.26%	9.36%
2026-10-07	8.27%	9.37%
2026-10-08	8.27%	9.37%
2026-10-09	8.27%	9.25%
2026-10-09	8.27%	9.19%
2026-10-10	8.27%	9.19%
2026-10-11	8.27%	9.19%
2026-10-11	8.27%	9.19%
2026-10-11	8.27%	9.19%
2026-10-12	8.27%	9.19%
2026-10-12	8.27%	9.19%
2026-10-13	8.27%	9.19%
2026-10-14	8.27%	9.21%
2026-10-15	8.27%	9.15%
2026-10-15	8.27%	9.15%
2026-10-15	8.27%	0.00%
2026-10-16	8.27%	0.00%
2026-10-16	8.27%	0.00%
2026-10-16	8.27%	0.00%
2026-10-17	8.27%	9.15%
2026-10-18	8.27%	9.15%
2026-10-19	8.27%	9.15%
2026-10-20	8.27%	9.12%

Garanti BBVA — Virare venit - Refinantare - Credit de nevoi personale cu ipoteca - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	8.11%	0.00%
2026-09-27	8.11%	0.00%
2026-09-27	8.11%	0.00%
2026-09-28	8.11%	0.00%
2026-09-28	8.11%	0.00%
2026-09-28	8.11%	0.00%
2026-09-28	8.11%	0.00%
2026-09-28	8.11%	0.00%
2026-09-28	8.11%	0.00%
2026-09-29	8.11%	0.00%
2026-09-30	8.11%	9.13%
2026-09-30	8.11%	9.13%
2026-10-01	8.11%	9.13%
2026-10-01	8.11%	9.13%
2026-10-01	8.11%	9.20%
2026-10-07	8.12%	9.21%
2026-10-08	8.12%	9.21%
2026-10-09	8.12%	9.09%
2026-10-09	8.12%	9.03%
2026-10-10	8.12%	9.03%
2026-10-11	8.12%	9.03%
2026-10-11	8.12%	9.03%
2026-10-11	8.12%	9.03%
2026-10-12	8.12%	9.03%
2026-10-12	8.12%	9.03%
2026-10-13	8.12%	9.03%
2026-10-14	8.12%	9.05%
2026-10-15	8.12%	8.99%
2026-10-15	8.12%	8.99%
2026-10-15	8.12%	0.00%
2026-10-16	8.12%	0.00%
2026-10-16	8.12%	0.00%
2026-10-16	8.12%	0.00%
2026-10-17	8.12%	8.99%
2026-10-18	8.12%	8.99%
2026-10-19	8.12%	8.99%
2026-10-20	8.12%	8.96%

Garanti BBVA — Refinantare - Credit de nevoi personale cu ipoteca - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	8.71%	0.00%
2026-09-27	8.71%	0.00%
2026-09-27	8.71%	0.00%
2026-09-28	8.71%	0.00%
2026-09-28	8.71%	0.00%
2026-09-28	8.71%	0.00%
2026-09-28	8.71%	0.00%
2026-09-28	8.71%	0.00%
2026-09-28	8.71%	0.00%
2026-09-29	8.71%	0.00%
2026-09-30	8.71%	9.78%
2026-09-30	8.71%	9.78%
2026-10-01	8.71%	9.78%
2026-10-01	8.71%	9.78%
2026-10-01	8.71%	9.84%
2026-10-07	8.72%	9.85%
2026-10-08	8.72%	9.85%
2026-10-09	8.72%	9.74%
2026-10-09	8.72%	9.67%
2026-10-10	8.72%	9.67%
2026-10-11	8.72%	9.67%
2026-10-11	8.72%	9.67%
2026-10-11	8.72%	9.67%
2026-10-12	8.72%	9.67%
2026-10-12	8.72%	9.67%
2026-10-13	8.72%	9.67%
2026-10-14	8.72%	9.69%
2026-10-15	8.72%	9.64%
2026-10-15	8.72%	9.64%
2026-10-15	8.72%	0.00%
2026-10-16	8.72%	0.00%
2026-10-16	8.72%	0.00%
2026-10-16	8.72%	0.00%
2026-10-17	8.72%	9.64%
2026-10-18	8.72%	9.64%
2026-10-19	8.72%	9.64%
2026-10-20	8.72%	9.61%

EximBank — Virare venit - Credit de Nevoi Personale pentru Refinantare cu Ipoteca - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	9.86%	0.00%
2026-09-27	9.86%	0.00%
2026-09-27	9.86%	0.00%
2026-09-28	9.86%	0.00%
2026-09-28	9.86%	0.00%
2026-09-28	9.86%	0.00%
2026-09-28	9.86%	0.00%
2026-09-28	9.86%	0.00%
2026-09-28	9.86%	0.00%
2026-09-29	9.86%	0.00%
2026-09-30	9.86%	10.71%
2026-09-30	9.86%	10.71%
2026-10-01	9.86%	10.69%
2026-10-01	9.86%	10.69%
2026-10-01	9.86%	10.75%
2026-10-07	9.87%	10.77%
2026-10-08	9.87%	10.77%
2026-10-09	9.87%	10.64%
2026-10-09	9.87%	10.58%
2026-10-10	9.87%	10.58%
2026-10-11	9.87%	10.58%
2026-10-11	9.87%	10.58%
2026-10-11	9.87%	10.58%
2026-10-12	9.87%	10.58%
2026-10-12	9.87%	10.58%
2026-10-13	9.87%	10.58%
2026-10-14	9.87%	10.60%
2026-10-15	9.87%	10.55%
2026-10-15	9.87%	10.55%
2026-10-15	9.87%	0.00%
2026-10-16	9.87%	0.00%
2026-10-16	9.87%	0.00%
2026-10-16	9.87%	0.00%
2026-10-17	9.87%	10.55%
2026-10-18	9.87%	10.55%
2026-10-19	9.87%	10.55%
2026-10-20	9.87%	10.51%

EximBank — Credit de Nevoi Personale pentru Refinantare cu Ipoteca - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	10.36%	0.00%
2026-09-27	10.36%	0.00%
2026-09-27	10.36%	0.00%
2026-09-28	10.36%	0.00%
2026-09-28	10.36%	0.00%
2026-09-28	10.36%	0.00%
2026-09-28	10.36%	0.00%
2026-09-28	10.36%	0.00%
2026-09-28	10.36%	0.00%
2026-09-29	10.36%	0.00%
2026-09-30	10.36%	11.31%
2026-09-30	10.36%	11.31%
2026-10-01	10.36%	11.29%
2026-10-01	10.36%	11.29%
2026-10-01	10.36%	11.35%
2026-10-07	10.37%	11.37%
2026-10-08	10.37%	11.37%
2026-10-09	10.37%	11.24%
2026-10-09	10.37%	11.18%
2026-10-10	10.37%	11.18%
2026-10-11	10.37%	11.18%
2026-10-11	10.37%	11.18%
2026-10-11	10.37%	11.18%
2026-10-12	10.37%	11.18%
2026-10-12	10.37%	11.18%
2026-10-13	10.37%	11.18%
2026-10-14	10.37%	11.20%
2026-10-15	10.37%	11.14%
2026-10-15	10.37%	11.14%
2026-10-15	10.37%	0.00%
2026-10-16	10.37%	0.00%
2026-10-16	10.37%	0.00%
2026-10-16	10.37%	0.00%
2026-10-17	10.37%	11.14%
2026-10-18	10.37%	11.14%
2026-10-19	10.37%	11.14%
2026-10-20	10.37%	11.11%

Garanti BBVA — Refinantare - Credit de nevoi personale cu ipoteca cu asigurare - RON

Evoluția DAE în timp:

2026-09-272026-10-20

Data	Dobândă nominală	DAE
2026-09-27	8.86%	0.00%
2026-09-27	8.86%	0.00%
2026-09-27	8.86%	0.00%
2026-09-28	8.86%	0.00%
2026-09-28	8.86%	0.00%
2026-09-28	8.86%	0.00%
2026-09-28	8.86%	0.00%
2026-09-28	8.86%	0.00%
2026-09-28	8.86%	0.00%
2026-09-29	8.86%	0.00%
2026-09-30	8.86%	9.94%
2026-09-30	8.86%	9.94%
2026-10-01	8.86%	9.94%
2026-10-01	8.86%	9.94%
2026-10-01	8.86%	10.01%
2026-10-07	8.87%	10.02%
2026-10-08	8.87%	10.02%
2026-10-09	8.87%	9.90%
2026-10-09	8.87%	9.83%
2026-10-10	8.87%	9.83%
2026-10-11	8.87%	9.83%
2026-10-11	8.87%	9.83%
2026-10-11	8.87%	9.83%
2026-10-12	8.87%	9.83%
2026-10-12	8.87%	9.83%
2026-10-13	8.87%	9.83%
2026-10-14	8.87%	9.85%
2026-10-15	8.87%	9.80%
2026-10-15	8.87%	9.80%
2026-10-15	8.87%	0.00%
2026-10-16	8.87%	0.00%
2026-10-16	8.87%	0.00%
2026-10-16	8.87%	0.00%
2026-10-17	8.87%	9.80%
2026-10-18	8.87%	9.80%
2026-10-19	8.87%	9.80%
2026-10-20	8.87%	9.77%

Istoricul este generat din sursele publice ale finanțatorilor și reflectă momentul colectării fiecărei versiuni. Acest site nu este creditor și nu oferă credite.